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SPCXTools

Currency Converter

Convert money between 30+ major currencies using daily reference exchange rates.

Private — nothing you enter is logged or stored

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How to use Currency Converter

  1. 1Enter the amount you want to convert.
  2. 2Choose the currency to convert from and to. Use the swap button to reverse them.
  3. 3Read the converted amount and the exchange rate in both directions.
  4. 4Check the table below for the same amount in other major currencies; click one to select it.

Convert currencies with official reference rates

Planning a trip, shopping on a foreign website, sending money abroad or invoicing an international client — you often need to know what an amount is worth in another currency. This currency converter uses the daily reference rates published by the European Central Bank, a reliable and neutral source, and converts between more than 30 major currencies instantly.

Features

  • 30+ major currencies, including USD, EUR, GBP, JPY, CNY, CHF, CAD, AUD, INR, BRL, MXN and KRW.
  • Official ECB reference rates, updated every working day.
  • Rates in both directions, such as 1 USD in EUR and 1 EUR in USD.
  • Comparison table showing your amount in a dozen popular currencies.
  • Currency names in your language and correct local number formatting.
  • One-click swap of the from and to currencies.

Understanding exchange rates

An exchange rate tells you how much of one currency you get for one unit of another. If 1 USD = 0.92 EUR, then 100 USD buys 92 EUR, and 1 EUR costs about 1.087 USD. The mid-market rate shown here sits halfway between the price at which banks buy and sell a currency. It's the fairest benchmark, but consumers rarely get it exactly.

How to get a better rate when exchanging money

  • Compare the total cost, not just the advertised rate — some providers advertise "no fees" but use a poor rate.
  • Avoid airport and hotel exchange desks, which usually have the widest margins.
  • Pay in the local currency when a card terminal abroad offers to charge you in your home currency; the conversion offered at the till (dynamic currency conversion) is often expensive.
  • Use cards without foreign transaction fees or specialist money transfer services for large amounts.
  • Use this converter as a benchmark to see how far an offered rate is from the mid-market rate.

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Work out the size of a fee or margin with the Percentage Calculator, check sale prices with the Discount Calculator, and convert lengths, weights and temperatures with the Unit Converter.

Frequently asked questions

Where do the exchange rates come from?
The rates are the euro foreign exchange reference rates published by the European Central Bank (ECB) via the Frankfurter API. The ECB updates them once every working day at around 16:00 Central European Time. Rates between two non-euro currencies are calculated through the euro.
Why is the rate different from my bank or card?
These are mid-market reference rates, halfway between buying and selling prices. Banks, card providers, airports and exchange offices add a margin or fees, so the rate you actually get is usually less favourable — sometimes by 3–5% or more.
How often are the rates updated?
Once per working day. Rates are not updated on weekends and ECB holidays, so on those days you see the most recent working day's rates. The date of the rates is shown under the result. This tool is not suitable for live trading.
Which currencies are supported?
About 30 major currencies covered by the ECB, including the US dollar, euro, British pound, Japanese yen, Chinese yuan, Swiss franc, Canadian and Australian dollars, Indian rupee, Brazilian real, Mexican peso and South Korean won. Some currencies, such as the Argentine peso or Russian ruble, are not included.
Is any of my data sent anywhere?
Your browser requests the current rate table from this site's own server, which caches it from the ECB data source. The amounts you enter and the currencies you choose are never sent; the conversion happens in your browser.

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